Well it didn't work out. The "secret" I asked you all to send me good wishes for did not come to pass. I had a lead on a super hot deal - a 2BR 2BA loft condo with 12 foot ceilings that was perfect for me. It was a foreclosure but then it went to auction and silly me has never planned on buying - I have always been a renter and happy to have no obligations - so I have frittered all my money away on furniture, clothes and travel, and never saved the cash... Anyway - I am $5000 short of what I need and it's time to let it go. Gonna go crawl in bed. Thanks for all the well wishes.